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Entry-Level Credit Underwriter at CredPal – TDPel Jobs
CredPal is a financial technology company that provides credit cards for consumers to meet their immediate financial needs. We are leveraging technology and the retail industry to provide a modern consumer credit solution for Africa and beyond.
We are recruiting to fill the position below:
Job Title: Entry-Level Credit Underwriter
Location: Yaba, Lagos
Employment Type: Full-time
Purpose Statement
Credit underwriters are responsible for conducting detailed research on the financial history of businesses and individuals to determine their creditworthiness. It entails evaluating financial information and risks prior to granting credits to individuals.
Job Description
Responsible for underwriting credits applications
Takes decision on credit applications under the supervision of senior underwriters
Utilizes provided software to score credit applications
Establishes rapport; maintains and grows important relationship within the portfolio
Performs annual reviews
Works with the credit administrator on policies and procedures
Provides support for business developers on new customers
Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects
Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers
Responsible for conducting research on borrowers and industries.
Takes ownership of the credit process, making decisions in the best interest of the customer and organization
Identifies policy exceptions within a credit request.
Preferred Requirements
OND / HND in Accounting, Finance, Economics, or a related field.
Data skills and ability to translate findings into interpretable business case
A team player
Excellent written and verbal communication skills.
Multi-tasking and time-management skills, with the ability to prioritize tasks.
Application Closing Date
Not Specified.
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The post Entry-Level Credit Underwriter at CredPal appeared first on TDPel News – News, Interviews, Events.